@import url('/assets/market-fonts.css');
:root{--ink:#1b2230;--muted:#586273;--navy:#171f2f;--mint:#174bdf;--purple:#174bdf;--line:#e2e2e2;--paper:#ffffff;--sans:Manrope,Arial,sans-serif;scroll-behavior:smooth;scroll-padding-top:105px}
*{box-sizing:border-box}body{margin:0;background:#ffffff;color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.7}body.no-scroll{overflow:hidden}button,input,select{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}a{color:inherit;text-decoration:none}button{cursor:pointer}img,svg{max-width:100%;height:auto}img{display:block}button:disabled{cursor:wait;opacity:.65}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #2461ed;outline-offset:4px}button{border:0}h1,h2,h3,h4,p{margin:0}h1,h2,h3{line-height:1.18;letter-spacing:-.045em;font-weight:800;overflow-wrap:break-word}h2{font-size:clamp(29px,3.6vw,43px)}h3{font-size:23px}p{overflow-wrap:break-word}strong{font-weight:800}[hidden]{display:none!important}.wrap{width:min(1180px,calc(100% - 64px));margin-inline:auto}.skip{position:fixed;left:16px;top:-100px;background:white;color:var(--ink);padding:12px;z-index:1000}.skip:focus{top:10px}.eyebrow{display:block;text-transform:uppercase;font-size:11px;letter-spacing:.17em;font-weight:800;color:var(--purple);line-height:1.7}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:49px;gap:9px;border-radius:16px;padding:13px 23px;color:var(--navy);background:var(--mint);font-size:14px;font-weight:800;line-height:1.5;text-align:center;transition:background .18s,transform .18s}.btn:hover{background:#103cc3;transform:translateY(-1px)}.btn.secondary{color:var(--ink);background:#edf2fb}.btn.secondary:hover{background:#e2eafb}.btn.outline{background:transparent;color:inherit;border:1px solid #707070}.btn.dark{color:#fff;background:var(--navy)}.btn.dark:hover{background:#393939}.button-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.text-link{color:#174bdf;text-decoration:underline;text-underline-offset:4px;font-weight:700}.subtle{font-size:12px;color:var(--muted)}
.site-header{position:sticky;top:0;z-index:40;background:#fffffff5;backdrop-filter:blur(18px);color:#fff;border-bottom:1px solid #ffffff16}.header-inner{display:flex;align-items:center;gap:35px;min-height:88px}.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}.brand img{width:42px;height:42px}.brand strong{display:block;font-size:23px;line-height:1.05;letter-spacing:-1.2px}.brand small{display:block;font-size:8px;color:#bebebe;letter-spacing:.17em;margin-top:7px}.main-nav{display:flex;gap:22px;align-items:center;flex:1;justify-content:center}.main-nav>a{font-size:12px;font-weight:700;color:#d1d1d1;white-space:nowrap;padding-block:15px}.main-nav>a:hover{color:var(--mint)}.header-actions{display:flex;align-items:center;gap:11px}.header-actions>.btn{min-height:44px;padding:11px 16px;font-size:12px;border-radius:14px;white-space:nowrap}.icon-button{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:transparent;color:inherit}.icon-button:hover{background:#ffffff12}.icon-button svg{width:21px;height:21px}.menu-toggle{display:none}.header-progress{height:2px;background:var(--mint);width:0;position:absolute;bottom:0;left:0}
.home-hero{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:70px 0 0}.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,1fr);align-items:center;gap:34px;min-height:480px}.home-hero .eyebrow{color:#d4d4d4}.home-hero h1{font-size:clamp(42px,4.7vw,65px);line-height:1.08;margin:23px 0;max-width:660px}.home-hero h1 em{font-style:normal;color:#174bdf}.hero-lead{font-size:16px;color:#cecece;max-width:530px;line-height:1.9}.hero-visual{min-width:0;position:relative}.hero-visual img{width:100%;height:auto;object-fit:contain;border-radius:32px}.hero-caption{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:10px;color:#c0c0c0;padding:14px 4px}.hero-caption>span{color:#dfdfdf}.hero-fine{max-width:520px;font-size:11px;color:#acacac;line-height:1.8;margin-top:20px}.hero-bottom{display:flex;align-items:center;justify-content:space-between;gap:22px;margin-top:42px;padding:27px 0;border-top:1px solid #ffffff1f;color:#bbbbbb;font-size:12px}.hero-bottom nav{display:flex;gap:22px;flex-wrap:wrap}.hero-bottom a:hover{color:var(--mint)}.hero-bottom strong{font-size:11px;color:#dedede;font-weight:600}
.section{padding:85px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:35px;margin-bottom:35px}.section-head h2{max-width:700px;margin-top:13px}.section-head>p{max-width:330px;color:var(--muted);font-size:14px}.task-section{background:#ffffff}.task-picker{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:24px}.task-picker button{background:#ffffff;color:#5b5b5b;border:1px solid #d4d4d4;border-radius:100px;padding:11px 19px;min-height:45px;font-size:13px;font-weight:700}.task-picker button[aria-pressed=true]{background:var(--navy);color:#fff;border-color:var(--navy)}.task-display{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:40px;padding:38px 43px;background:#ffffff;border:1px solid #fff9;border-radius:30px;align-items:center}.task-display h3{font-size:31px;margin:13px 0}.task-display p{color:var(--muted);font-size:15px;max-width:600px}.task-steps{display:flex;gap:13px;flex-wrap:wrap;list-style:none;padding:0;margin:25px 0 0}.task-steps li{display:flex;gap:8px;font-size:12px;align-items:center;color:#575757}.task-steps span{background:#eaf0fc;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-weight:800}.task-action{border-left:1px solid var(--line);padding-left:38px}.task-action .btn{width:100%;margin-bottom:16px}.task-action p{font-size:12px;line-height:1.8}.task-action .text-link{display:inline-block;margin-top:15px;font-size:13px}
.market-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.market-tile{padding:28px;border-radius:29px;min-width:0;background:#ffffff;border:1px solid #e5e5e5;transition:transform .2s,border-color .2s;display:flex;flex-direction:column;align-items:start}.market-tile:hover{transform:translateY(-4px);border-color:#a8a8a8}.tile-icon{width:60px;height:60px;display:grid;place-items:center;border-radius:20px;margin-bottom:25px;background:#eaf0fc;color:#174bdf}.tile-icon svg{width:37px;height:37px}.market-tile:nth-child(3n+2) .tile-icon{background:#eaf0fc;color:#174bdf}.market-tile:nth-child(3n) .tile-icon{background:#eaf0fc;color:#174bdf}.market-tile h3{font-size:24px;margin-bottom:12px}.market-tile p{color:var(--muted);font-size:14px;line-height:1.85;margin-bottom:25px}.market-tile .tile-link{font-size:13px;font-weight:800;color:#174bdf;margin-top:auto;text-decoration:underline;text-underline-offset:4px}
.comparison-section{background:#ffffff}.table-scroll{overflow-x:auto;max-width:100%;border:1px solid var(--line);border-radius:22px;margin:27px 0;overscroll-behavior-inline:contain}.table-scroll table{border-collapse:collapse;width:100%;min-width:620px;text-align:left;background:#ffffff;font-size:13px;line-height:1.7}.table-scroll thead{background:#f2f5fa}.table-scroll th,.table-scroll td{padding:18px 20px;vertical-align:top;border-bottom:1px solid var(--line);min-width:120px;max-width:360px}.table-scroll tbody th{font-weight:800}.table-scroll tr:last-child>*{border-bottom:0}.table-note{font-size:12px;color:var(--muted);max-width:900px}.narrative-split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.narrative-split h2{margin:15px 0 25px}.narrative-split p{font-size:15px;line-height:1.9;color:var(--muted);margin-top:17px}.feature-list{padding:0;list-style:none;margin:25px 0}.feature-list li{padding:13px 0 13px 26px;position:relative;border-bottom:1px solid var(--line);font-size:14px}.feature-list li:before{content:'';width:7px;height:7px;background:var(--purple);border-radius:50%;position:absolute;left:0;top:23px}.visual-frame{background:#e8e8e8;border-radius:32px;padding:24px;overflow:hidden}.visual-frame img{width:100%;height:auto;object-fit:contain;border-radius:20px}.visual-frame figcaption{padding:16px 2px 2px;font-size:11px;color:#676767;line-height:1.8}.visual-frame figure{margin:0}
.calculator-section{background:#ffffff;color:#fff}.calculator-section .eyebrow{color:var(--mint)}.calculator-section .section-head>p{color:#c2c2c2}.income-calculator{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.8fr);gap:40px;border-radius:30px;background:#ffffff08;border:1px solid #ffffff1e;padding:36px}.calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:20px}.calc-inputs label{font-size:13px;color:#cecece;font-weight:600}.calc-inputs input{display:block;width:100%;margin-top:12px;border:1px solid #747474;border-radius:15px;background:#ffffff;color:white;padding:15px;font-size:24px;min-width:0}.calc-result{align-self:center;border-left:1px solid #ffffff22;padding-left:40px}.calc-result>span{display:block;font-size:13px;color:#c3c3c3}.calc-result output{display:block;font-size:clamp(31px,4vw,44px);font-weight:800;letter-spacing:-1.6px;line-height:1.3;margin:12px 0;color:var(--mint)}.calc-result small{font-size:11px;color:#bcbcbc}.calculator-note{color:#c5c5c5;font-size:12px;line-height:1.9;max-width:880px;margin-top:22px}
.home-guide{background:#ffffff}.guide-grid{display:grid;grid-template-columns:minmax(0,1fr) 285px;gap:64px;align-items:start}.prose{min-width:0}.prose h2{font-size:clamp(27px,3vw,35px);line-height:1.3;letter-spacing:-1.1px;margin:0 0 23px}.prose h3{font-size:24px;margin:28px 0 18px}.prose p,.prose li{font-size:16px;line-height:1.95;color:#424242}.prose p+p{margin-top:20px}.prose ul{padding-left:22px;margin:20px 0}.prose li+li{margin-top:10px}.article-section{margin-bottom:44px;padding-bottom:42px;border-bottom:1px solid var(--line);scroll-margin-top:110px}.section-num{font-size:10px;letter-spacing:.17em;color:#898989;display:block;font-weight:800;margin-bottom:15px}.reading-note{position:sticky;top:113px;border-radius:26px;background:#f4f7fc;padding:28px}.reading-note h3{font-size:26px;margin:15px 0}.reading-note p{font-size:13px;color:#646464;line-height:1.9}.reading-note nav{display:grid;margin:25px 0 0}.reading-note nav a{padding:12px 0;border-top:1px solid #d3d3d3;font-size:12px;font-weight:700}.reading-note .btn{margin-top:23px;width:100%;font-size:12px}.faq-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:65px}.faq-grid h2{margin-top:15px}.faq-item{border-bottom:1px solid #d3d3d3;padding:18px 0}.faq-item summary{cursor:pointer;font-size:16px;font-weight:800;list-style:none;position:relative;padding-right:34px;line-height:1.65}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:'+';position:absolute;right:3px;top:0;font-size:24px;color:var(--purple)}.faq-item[open] summary:after{content:'−'}.faq-item p{font-size:14px;color:var(--muted);line-height:1.9;margin-top:17px}
.end-lead{background:linear-gradient(115deg,#ffffff,#f5f8fc);border-radius:34px;padding:45px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,440px);gap:65px;align-items:center;margin:25px 0 70px}.end-copy h2{margin:17px 0 23px}.end-copy>p{font-size:14px;color:#5f5f5f;line-height:1.9;max-width:470px}.end-copy .contact-hint{font-size:12px;margin-top:22px}.lead-form{background:#ffffffc7;border:1px solid #fff;border-radius:24px;padding:25px;min-width:0}.channel-group{display:flex;gap:6px;background:#ececec;border-radius:13px;padding:5px;margin-bottom:20px}.channel-choice{flex:1;display:flex;align-items:center;justify-content:center;gap:7px;min-height:42px;font-size:13px;font-weight:700;border-radius:9px;color:#606060;cursor:pointer}.channel-choice:has(input:checked){background:#fff;box-shadow:0 3px 10px #2929290a;color:#174bdf}.channel-choice input{accent-color:#174bdf;width:16px;height:16px;margin:0}.channel-group legend{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.channel-group{border:0;min-width:0}.form-fields{display:grid;grid-template-columns:1fr;gap:14px}.form-fields>label{display:block;font-size:12px;font-weight:700;color:#5b5b5b}.form-fields input{display:block;width:100%;border:1px solid #dadada;background:#fff;border-radius:12px;padding:12px 13px;min-height:47px;font-size:16px;margin-top:7px;min-width:0;color:var(--ink)}.consent{display:flex;align-items:flex-start;gap:9px;font-size:10px;color:#6e6e6e;line-height:1.8;margin:17px 0 18px}.consent input{width:18px;height:18px;flex:0 0 18px;margin:2px 0 0;accent-color:var(--purple)}.consent a{text-decoration:underline;text-underline-offset:3px}.lead-form .btn{width:100%}.form-disclosure{font-size:10px;color:#747474;line-height:1.8;margin-top:15px}.form-result{font-size:12px;line-height:1.8;margin-top:15px;color:#334155}.form-result:empty{display:none}.form-result.form-error{color:#ab263c}.sitehp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden;visibility:hidden}.sitehp input{display:none}
.article-hero{background:linear-gradient(120deg,#ffffff,#f4f8ff);padding:42px 0 48px}.breadcrumb{display:flex;gap:7px;flex-wrap:wrap;font-size:11px;color:#777777;line-height:1.8;margin-bottom:29px}.breadcrumb a{color:#174bdf}.article-title-grid{display:grid;grid-template-columns:minmax(0,1.8fr) minmax(0,.8fr);gap:50px;align-items:center}.article-hero h1{font-size:clamp(31px,3.5vw,48px);line-height:1.18;margin:17px 0 20px}.article-hero .article-lead{font-size:15px;line-height:1.9;color:#5e5e5e}.article-meta{display:flex;gap:15px;flex-wrap:wrap;color:#808080;font-size:10px;margin-top:20px}.article-art{min-width:0}.article-art img{width:100%;height:auto;border-radius:24px;object-fit:contain}.article-shell{background:#ffffff;padding:40px 0 75px}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:65px;align-items:start}.answer-box{background:#f4f7fc;border-left:3px solid #174bdf;padding:25px 28px;border-radius:0 22px 22px 0;margin-bottom:30px}.answer-box h2{font-size:17px;margin-bottom:13px;letter-spacing:-.4px}.answer-box p{font-size:15px;line-height:1.9}.toc{border:1px solid var(--line);padding:21px 25px;border-radius:20px;margin:26px 0 35px;background:#f1f3fa}.toc summary{font-size:13px;font-weight:800;cursor:pointer}.toc ol{padding-left:20px;columns:2;column-gap:35px;margin-bottom:0}.toc li{font-size:12px;line-height:1.8;break-inside:avoid;margin-bottom:10px}.toc a:hover{color:var(--purple)}.article-body .table-scroll{margin:25px 0}.editorial-figure{margin:30px 0}.editorial-figure img{display:block;width:100%;height:auto;border:1px solid var(--line);border-radius:22px;background:#f2f2f2}.editorial-figure figcaption{font-size:11px;color:#777777;margin-top:9px;line-height:1.8}.source-list{padding:25px;background:#eff1f8;border-radius:22px;margin:25px 0}.source-list h2{font-size:21px;margin-bottom:18px}.source-list ul{padding-left:19px}.source-list li{font-size:12px;line-height:1.8;margin-bottom:9px}.source-list a{text-decoration:underline;text-underline-offset:3px;color:#174bdf}.sources-note{font-size:11px;color:#818181}.article-aside{position:sticky;top:110px}.aside-card{background:#ffffff;color:#fff;border-radius:25px;padding:25px}.aside-card .eyebrow{color:#d7d7d7;font-size:9px}.aside-card img{margin:18px 0;width:100%;height:auto;border-radius:17px;object-fit:contain}.aside-card h3{font-size:28px;margin:18px 0}.aside-card p{font-size:12px;line-height:1.85;color:#c8c8c8}.aside-card .btn{margin-top:24px;width:100%;font-size:12px}.aside-card small{display:block;font-size:9px;line-height:1.8;color:#a4a4a4;margin-top:15px}.aside-links{margin-top:26px;display:grid;font-size:11px;line-height:1.8}.aside-links a{border-bottom:1px solid var(--line);padding:11px 0;color:#636363}.journey{background:#ffffff;border-radius:24px;padding:25px;margin:27px 0 35px}.journey h2{font-size:23px;margin:10px 0 15px}.journey p{font-size:13px;color:#656565;line-height:1.8}.journey ol{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:20px 0 0;list-style:none;padding:0}.journey li{min-width:0}.journey a{display:block;border-radius:14px;background:#f5f8ff;padding:14px 12px;height:100%;font-size:11px;line-height:1.7;font-weight:700}.journey a span{display:block;font-size:9px;color:#8f8f8f;margin-bottom:5px}.journey .btn{margin-top:18px;width:100%;font-size:13px}.journey small{display:block;font-size:10px;color:#6e6e6e;margin-top:13px;line-height:1.8}.inline-conversation{border:1px solid #dedede;background:#f7f9fc;border-radius:24px;padding:27px;margin:35px 0}.inline-conversation h3{font-size:25px;margin:12px 0}.inline-conversation p{font-size:14px;line-height:1.9;color:#656565}.inline-conversation .btn{margin-top:20px}.related{margin-top:40px}.related h2{font-size:27px;margin-bottom:24px}.related-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.related-list a{padding:19px;border:1px solid var(--line);border-radius:18px;font-size:12px;font-weight:700;line-height:1.75;background:#f1f3fa}.related-list a:hover{border-color:#aeaeae}.library{display:grid;grid-template-columns:1fr 1fr;gap:12px}.library a{border-bottom:1px solid var(--line);padding:18px 0;display:block;font-size:14px;font-weight:700;line-height:1.8}.library small{display:block;color:#8f8f8f;font-size:10px;font-weight:500;margin-top:5px}.library a:hover{color:var(--purple)}.library-filter{margin-bottom:22px}.library-filter input{width:100%;max-width:550px;min-height:50px;border:1px solid #d3d3d3;border-radius:14px;padding:12px 16px;background:white;font-size:16px}.library-note{font-size:12px;color:var(--muted);margin-top:20px}
.site-footer{background:#171f2f;color:#c7c7c7;padding:62px 0 27px}.footer-top{display:flex;justify-content:space-between;gap:35px;align-items:center;padding-bottom:38px;margin-bottom:38px;border-bottom:1px solid #ffffff20}.footer-top h2{font-size:34px;color:#fff;max-width:650px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:65px}.footer-grid p{font-size:12px;line-height:1.9;margin-top:23px;max-width:450px;color:#b5b5b5}.footer-links{display:grid;align-content:start;gap:12px;font-size:12px}.footer-links strong{color:#fff;margin-bottom:8px;font-size:11px;text-transform:uppercase;letter-spacing:.12em}.footer-links a:hover{color:var(--mint)}.footer-bottom{border-top:1px solid #ffffff20;margin-top:40px;padding-top:25px;font-size:10px;display:flex;justify-content:space-between;gap:25px;color:#9d9d9d}.mobile-cta{display:none}
dialog{border:0;padding:0;background:#ffffff;color:var(--ink);border-radius:27px;width:min(480px,calc(100% - 24px));max-height:calc(100dvh - 28px);overflow:auto;box-shadow:0 30px 100px #0005}dialog::backdrop{background:#14213b80;backdrop-filter:blur(6px)}.modal-body{position:relative;padding:28px}.modal-close{position:absolute;right:13px;top:13px;width:36px;height:36px;border-radius:50%;background:#ebebeb;color:#808080;font-size:26px;line-height:1;display:grid;place-items:center}.modal-cover{display:flex;align-items:center;gap:15px;margin:0 35px 20px 0}.modal-cover img{width:76px;height:61px;object-fit:contain;border-radius:13px;background:#ffffff}.modal-cover .eyebrow{font-size:8px;letter-spacing:.14em}.modal-body h2{font-size:29px;letter-spacing:-1px;line-height:1.2;margin-bottom:12px}.modal-body>.modal-description{font-size:12px;color:var(--muted);line-height:1.8;margin-bottom:21px}.modal-body .lead-form{padding:0;border:0;background:transparent}.modal-body .form-disclosure{font-size:9px}.search-dialog{width:min(680px,calc(100% - 24px));max-height:85dvh}.search-dialog label{font-size:24px;font-weight:800}.search-dialog input{display:block;width:100%;margin:25px 0 10px;padding:14px 15px;border:1px solid var(--line);border-radius:14px;font-size:16px}.search-result{display:block;border-bottom:1px solid var(--line);padding:15px 0;font-size:14px;font-weight:700;line-height:1.7}.search-result small{display:block;font-size:10px;font-weight:500;color:#878787}.search-empty{font-size:13px;color:#717171;margin-top:20px}.empty-state{min-height:75vh;padding-block:80px}.empty-state .btn{margin-top:30px}
@media(max-width:1150px){.wrap{width:calc(100% - 48px)}.header-inner{gap:20px}.main-nav{gap:15px}.main-nav>a{font-size:11px}.header-actions>.btn{font-size:11px;padding-inline:13px}.brand strong{font-size:21px}.brand small{font-size:7px}.hero-grid{gap:20px}.home-hero h1{font-size:51px}.article-grid{gap:38px;grid-template-columns:minmax(0,1fr) 255px}.guide-grid{gap:40px;grid-template-columns:minmax(0,1fr) 255px}.market-grid{gap:16px}.market-tile{padding:25px}.end-lead{gap:35px;padding:35px}.article-title-grid{gap:30px}}
@media(max-width:1000px){.main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#ffffff;border-bottom:1px solid #ffffff22;padding:20px 24px;max-height:calc(100dvh - 85px);overflow:auto}.main-nav.is-open{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px 15px}.main-nav>a{padding:13px;font-size:14px;white-space:normal;border-radius:12px;background:#ffffff05}.menu-toggle{display:grid}.header-actions{margin-left:auto}.header-inner{min-height:78px}.home-hero{padding-top:48px}.home-hero h1{font-size:47px}.hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:15px}.hero-lead{font-size:14px}.hero-grid .btn{font-size:12px;padding-inline:17px}.hero-fine{font-size:10px}.hero-caption{font-size:8px}.hero-bottom{gap:18px;font-size:10px}.hero-bottom nav{gap:15px}.hero-bottom strong{font-size:9px}.market-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.section{padding:65px 0}.article-aside{display:none}.article-grid{grid-template-columns:minmax(0,1fr);max-width:840px;margin:auto}.guide-grid{display:block}.reading-note{position:static;margin-top:35px}.reading-note nav{grid-template-columns:1fr 1fr;gap:0 25px}.reading-note .btn{width:auto}.narrative-split{gap:35px}.end-lead{grid-template-columns:minmax(0,1fr) minmax(0,380px);gap:25px}.end-copy h2{font-size:35px}.task-display{gap:27px;padding:30px}.task-action{padding-left:27px}.task-display h3{font-size:28px}.footer-grid{gap:30px}.article-title-grid{grid-template-columns:minmax(0,1.8fr) minmax(0,.8fr)}}
@media(max-width:800px){.hero-grid{grid-template-columns:minmax(0,1fr);gap:28px}.hero-copy{max-width:650px}.home-hero h1{font-size:clamp(39px,6.3vw,51px)}.hero-lead{font-size:15px;max-width:600px}.hero-visual{max-width:550px;width:100%;justify-self:center}.hero-visual img{border-radius:25px}.hero-caption{font-size:10px}.hero-fine{font-size:11px}.hero-bottom{align-items:start;flex-direction:column;margin-top:25px}.hero-bottom nav{font-size:11px;gap:18px}.hero-bottom strong{font-size:10px}.section-head{display:block}.section-head>p{max-width:600px;margin-top:21px;font-size:14px}.task-display{grid-template-columns:minmax(0,1fr);gap:25px}.task-action{border-left:0;border-top:1px solid var(--line);padding:25px 0 0}.task-action .btn{max-width:350px}.task-action p{max-width:600px}.narrative-split{grid-template-columns:1fr}.narrative-split .visual-frame{max-width:600px;width:100%;margin:0 auto}.income-calculator{gap:25px;padding:28px;grid-template-columns:1fr}.calc-result{padding-left:0;padding-top:25px;border-left:0;border-top:1px solid #ffffff22}.faq-grid{grid-template-columns:1fr;gap:20px}.end-lead{grid-template-columns:1fr;gap:30px}.end-lead .lead-form{max-width:550px;width:100%}.end-copy h2{font-size:38px}.footer-grid{grid-template-columns:1.3fr 1fr;gap:35px}.footer-grid>div:first-child{grid-column:1/-1}.footer-top h2{font-size:29px}.footer-top>.btn{min-width:175px;font-size:12px}.article-title-grid{grid-template-columns:1fr}.article-art{max-width:390px}.article-art img{max-height:230px;width:auto;object-fit:contain}.article-hero{padding-top:31px}.article-hero h1{font-size:37px}.article-hero .article-lead{font-size:15px}.toc ol{columns:1}.journey ol{grid-template-columns:1fr 1fr}.journey li:last-child{grid-column:1/-1}}
@media(max-width:600px){:root{scroll-padding-top:90px}body{font-size:15px;padding-bottom:80px}.wrap{width:calc(100% - 36px)}.header-inner{min-height:72px;gap:10px}.brand{gap:8px}.brand img{width:35px;height:35px}.brand strong{font-size:21px}.brand small{font-size:6px;letter-spacing:.15em}.header-actions{gap:3px}.header-actions>.btn{display:none}.icon-button{width:38px;height:42px}.main-nav.is-open{grid-template-columns:1fr}.main-nav>a{font-size:14px;min-height:48px}.home-hero{padding-top:35px}.home-hero .eyebrow{font-size:9px;letter-spacing:.12em}.home-hero h1{font-size:clamp(34px,8.9vw,48px);line-height:1.13;margin:21px 0}.hero-lead{font-size:15px;line-height:1.85}.hero-grid .button-row{display:grid;gap:10px;grid-template-columns:1fr;margin-top:24px}.hero-grid .btn{font-size:14px;min-height:49px;white-space:normal}.hero-fine{font-size:10px}.hero-grid{gap:28px}.hero-visual img{border-radius:22px}.hero-caption{font-size:8px;padding-block:11px}.hero-caption>span:last-child{max-width:130px;text-align:right}.hero-bottom{padding:20px 0;margin-top:12px}.hero-bottom nav{gap:9px 17px;font-size:11px}.hero-bottom strong{font-size:9px}.section{padding:47px 0}.section-head{margin-bottom:27px}.section-head h2{font-size:32px;line-height:1.21}.section-head>p{font-size:14px;line-height:1.85}.eyebrow{font-size:9px;letter-spacing:.15em}.task-picker{display:grid;grid-template-columns:1fr;gap:8px}.task-picker button{padding:11px 15px;font-size:13px;min-height:44px;text-align:left;border-radius:15px}.task-display{padding:24px 21px;border-radius:23px;gap:22px}.task-display h3{font-size:28px;line-height:1.23;margin-top:13px}.task-display p{font-size:14px;line-height:1.9}.task-steps{display:grid;gap:11px}.task-steps li{font-size:12px}.task-action{padding-top:22px}.task-action .btn{width:100%;max-width:none}.task-action p{font-size:11px}.market-grid{grid-template-columns:1fr;gap:13px}.market-tile{padding:25px;border-radius:24px}.tile-icon{width:48px;height:48px;border-radius:16px;margin-bottom:22px}.tile-icon svg{width:31px;height:31px}.market-tile h3{font-size:25px}.market-tile p{font-size:14px;margin-bottom:21px}.market-tile .tile-link{font-size:12px;min-height:35px;display:flex;align-items:center}.table-scroll{border-radius:17px}.table-scroll th,.table-scroll td{font-size:12px;padding:15px;min-width:135px}.table-note{font-size:11px;line-height:1.9}.narrative-split h2{font-size:32px}.narrative-split p{font-size:14px}.feature-list li{font-size:13px;line-height:1.85}.visual-frame{padding:15px;border-radius:24px}.visual-frame img{border-radius:16px}.visual-frame figcaption{font-size:10px}.calc-inputs{grid-template-columns:1fr;gap:20px}.income-calculator{padding:25px 21px;border-radius:23px;gap:23px}.calc-inputs label{font-size:12px}.calc-inputs input{font-size:25px;min-height:56px;margin-top:10px}.calc-result output{font-size:37px}.calculator-note{font-size:11px;line-height:1.9}.guide-grid .article-section h2{font-size:27px}.prose p,.prose li{font-size:16px;line-height:1.93}.prose p+p{margin-top:19px}.article-section{padding-bottom:30px;margin-bottom:31px}.section-num{font-size:9px;margin-bottom:12px}.reading-note{border-radius:22px;padding:24px}.reading-note nav{grid-template-columns:1fr;gap:0}.reading-note h3{font-size:27px}.reading-note p{font-size:13px}.reading-note .btn{width:100%}.faq-grid h2{font-size:32px}.faq-item{padding:20px 0}.faq-item summary{font-size:14px;line-height:1.75}.faq-item p{font-size:14px;line-height:1.9}.end-lead{padding:27px 21px;border-radius:26px;margin-bottom:45px;gap:27px}.end-copy h2{font-size:34px}.end-copy>p{font-size:14px}.end-copy .contact-hint{font-size:11px}.lead-form{border-radius:20px;padding:21px 18px}.channel-choice{font-size:12px;min-height:41px;gap:6px}.channel-choice input{width:15px;height:15px}.form-fields input{min-height:48px;font-size:16px}.consent{font-size:10px;line-height:1.8}.form-disclosure{font-size:10px}.article-hero{padding:26px 0 31px}.breadcrumb{font-size:10px;margin-bottom:22px}.article-hero h1{font-size:32px;line-height:1.23;margin:15px 0 19px}.article-hero .article-lead{font-size:15px;line-height:1.9}.article-meta{font-size:9px;gap:8px 14px}.article-title-grid{gap:26px}.article-art{max-width:330px}.article-art img{max-height:210px;border-radius:19px}.article-shell{padding:28px 0 42px}.answer-box{padding:22px 21px;border-radius:0 19px 19px 0;margin-bottom:24px}.answer-box p{font-size:14px;line-height:1.9}.answer-box h2{font-size:16px}.toc{padding:18px 21px;border-radius:17px;margin:23px 0 30px}.toc summary{font-size:12px}.toc li{font-size:12px;margin-top:12px}.prose h2{font-size:27px;line-height:1.28;margin-bottom:20px}.prose h3{font-size:22px}.journey{padding:23px 20px;border-radius:22px}.journey h2{font-size:25px;line-height:1.2}.journey p{font-size:13px}.journey ol{grid-template-columns:1fr;gap:8px}.journey li:last-child{grid-column:auto}.journey a{font-size:12px;padding:13px 15px}.journey a span{font-size:9px;display:inline;margin-right:9px}.journey .btn{font-size:13px;min-height:48px}.journey small{font-size:10px;line-height:1.9}.inline-conversation{padding:24px 21px;border-radius:22px}.inline-conversation h3{font-size:25px}.inline-conversation p{font-size:14px}.inline-conversation .btn{width:100%;font-size:13px}.editorial-figure{margin:25px 0}.editorial-figure img{border-radius:16px}.editorial-figure figcaption{font-size:10px;line-height:1.8}.source-list{padding:23px 20px;border-radius:20px}.source-list h2{font-size:23px}.source-list li{font-size:12px;line-height:1.9}.related-list,.library{grid-template-columns:1fr;gap:10px}.related-list a{font-size:13px;line-height:1.85;padding:18px}.library a{font-size:13px;line-height:1.85}.library-note{font-size:11px}.site-footer{padding-top:42px}.footer-top{display:block;margin-bottom:32px;padding-bottom:31px}.footer-top h2{font-size:29px;line-height:1.25}.footer-top>.btn{margin-top:23px;width:100%;font-size:13px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px 20px}.footer-links{font-size:11px;line-height:1.8}.footer-links a{min-height:32px}.footer-grid p{font-size:11px}.footer-bottom{display:block;font-size:9px;line-height:1.9;margin-top:30px;padding-top:23px}.footer-bottom>span{display:block;margin-top:9px}.mobile-cta{display:flex;align-items:center;justify-content:space-between;gap:12px;position:fixed;bottom:0;left:0;right:0;z-index:35;padding:11px 18px max(11px,env(safe-area-inset-bottom));border-top:1px solid #d2d2d2;background:#fffffff5;backdrop-filter:blur(16px)}.mobile-cta strong{font-size:11px;line-height:1.5;display:block}.mobile-cta small{display:block;font-size:9px;color:#737373;line-height:1.7;margin-top:2px}.mobile-cta .btn{font-size:12px;min-height:44px;padding:10px 17px;border-radius:13px;flex-shrink:0}.modal-body{padding:24px 20px}.modal-body h2{font-size:27px}.modal-body>.modal-description{font-size:12px;margin-bottom:20px}.modal-cover{margin-bottom:17px}.modal-cover img{width:62px;height:49px;border-radius:11px}.modal-body .form-disclosure{font-size:9px}.modal-close{top:11px;right:11px}.search-dialog label{font-size:22px}.search-result{font-size:13px}dialog{border-radius:23px;max-height:calc(100dvh - 20px)}}
@media(max-width:359px){.wrap{width:calc(100% - 30px)}.home-hero h1{font-size:32px;line-height:1.14}.brand strong{font-size:19px}.brand img{width:32px;height:32px}.brand small{font-size:5.5px}.header-actions{gap:0}.icon-button{width:35px}.task-display{padding:22px 18px}.task-display h3{font-size:26px}.section-head h2{font-size:29px}.article-hero h1{font-size:29px}.prose h2{font-size:25px}.end-copy h2{font-size:30px}.end-lead{padding:25px 18px}.lead-form{padding:20px 15px}.mobile-cta{padding-inline:15px;gap:9px}.mobile-cta strong{font-size:10px}.mobile-cta small{font-size:8px}.mobile-cta .btn{font-size:11px;padding-inline:14px}.calc-result output{font-size:32px}.modal-body{padding:24px 17px}.modal-body h2{font-size:25px}.modal-body>.modal-description{font-size:11px}.modal-body .form-disclosure{font-size:8px}}
@media(prefers-reduced-motion:reduce){:root{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.btn:hover,.market-tile:hover{transform:none}}
@media print{.site-header,.site-footer,.mobile-cta,.journey,.article-aside,.inline-conversation,.end-lead,dialog{display:none!important}body,.article-shell,.article-hero{background:#fff;color:#000;padding:0}.wrap{width:100%}.article-grid{display:block}.article-art{display:none}.prose p,.prose li{font-size:11pt}.table-scroll{overflow:visible}.table-scroll table{min-width:0;font-size:9pt}.article-section{break-inside:avoid}a{text-decoration:underline}}
@media(max-width:600px){.modal-body{padding:20px 17px}.modal-cover{margin-bottom:11px}.modal-cover img{width:50px;height:40px}.modal-body h2{font-size:24px;line-height:1.18;margin-bottom:10px}.modal-body>.modal-description{font-size:11px;line-height:1.65;margin-bottom:16px}.modal-body .channel-group{margin-bottom:14px}.modal-body .channel-choice{min-height:36px;padding-block:6px}.modal-body .form-fields{gap:11px}.modal-body .form-fields input{min-height:44px;padding:10px 12px}.modal-body .consent{margin:14px 0;font-size:9px;line-height:1.6}.modal-body .lead-form>.btn{min-height:44px}.modal-body .form-disclosure{font-size:9px;line-height:1.65;margin-top:12px}}

/* White surfaces, graphite text and cobalt accents, 2 November 2026. */
:root{--ink:#1b2230;--muted:#586273;--navy:#174bdf;--mint:#174bdf;--purple:#174bdf;--line:#dbe2ed;--paper:#ffffff}
body{background:#fff;color:var(--ink)}
.btn,.btn.dark{background:#174bdf;color:#fff;box-shadow:0 8px 22px #174bdf1b}.btn:hover,.btn.dark:hover{background:#103cc3}.btn.secondary{background:#edf2fb;color:#174bdf;box-shadow:none}.btn.secondary:hover{background:#dfe8fa}.btn.outline{color:#1b2230;border-color:#c7d2e5;background:#fff;box-shadow:none}.btn.outline:hover{border-color:#174bdf;background:#f4f7ff}
.site-header{background:#fffffff5;color:#1b2230;border-bottom:1px solid #e2e7f0}.brand small{color:#606b7d}.main-nav>a{color:#475367}.main-nav>a:hover{color:#174bdf}.icon-button:hover{background:#edf2fb}
.home-hero{background:#fff;color:#1b2230;isolation:isolate}.home-hero:before{content:'';position:absolute;inset:-160px -230px 0 30%;z-index:-1;pointer-events:none;background:radial-gradient(ellipse at 75% 30%,#2461ed12,transparent 57%),repeating-radial-gradient(ellipse at 90% 12%,transparent 0 77px,#174bdf0a 78px 79px,transparent 80px 135px);transform:rotate(-12deg)}.home-hero .eyebrow{color:#174bdf}.home-hero h1 em{color:#174bdf}.hero-lead{color:#4b576b}.hero-fine{color:#657187}.hero-bottom{border-color:#dce4ef;color:#556176}.hero-bottom strong{color:#657187}.hero-bottom a:hover{color:#174bdf}.hero-visual img{box-shadow:0 20px 70px #172b4b14}
.section{position:relative}.task-section{background:#fff;isolation:isolate}.task-section:before{content:'';position:absolute;inset:0;pointer-events:none;z-index:-1;background:radial-gradient(ellipse at 2% 55%,#2461ed08,transparent 48%)}.task-display{background:#fff;border:1px solid #dce4ef;box-shadow:0 18px 60px #20365e08}.task-picker button[aria-pressed=true]{background:#174bdf;border-color:#174bdf;color:#fff}.task-steps span{background:#eaf0fc;color:#174bdf}
.market-tile{background:#fff;border-color:#dce3ee}.market-tile:hover{border-color:#7a9be7;box-shadow:0 15px 36px #174bdf0b}.tile-icon,.market-tile:nth-child(3n+2) .tile-icon,.market-tile:nth-child(3n) .tile-icon{background:#edf3fe;color:#174bdf}.comparison-section,.home-guide{background:#fff}.visual-frame{background:#f4f7fc;border:1px solid #e1e7f0}.reading-note{background:#f4f7fc;border:1px solid #dce4ef}
.calculator-section{background:#fff;color:#1b2230;border-top:1px solid #e0e6ef;border-bottom:1px solid #e0e6ef;isolation:isolate}.calculator-section:before{content:'';position:absolute;inset:0;z-index:-1;pointer-events:none;background:radial-gradient(ellipse at 96% 0,#2461ed0e,transparent 60%)}.calculator-section .eyebrow{color:#174bdf}.calculator-section .section-head>p{color:#586273}.income-calculator{background:#fff;border-color:#d6dfed;box-shadow:0 17px 50px #20365e08}.calc-inputs label{color:#46546b}.calc-inputs input{background:#f8faff;color:#1b2230;border-color:#c8d3e4}.calc-result{border-color:#dce3ee}.calc-result>span,.calc-result small,.calculator-note{color:#586273}.calc-result output{color:#174bdf}
.end-lead{background:linear-gradient(115deg,#fff,#f5f8ff);border:1px solid #d8e2f2;box-shadow:0 22px 65px #20365e08}.lead-form{background:#fff;border-color:#e0e6ef}.channel-choice:has(input:checked){color:#174bdf}.channel-choice input,.consent input{accent-color:#174bdf}.answer-box{background:#f4f7fc;border-left-color:#174bdf}.journey{background:#fff;border:1px solid #d9e3f3;box-shadow:0 12px 35px #20365e07}.journey a{background:#f4f7fd}.inline-conversation{background:#fff;border-color:#d5e0f2}.inline-conversation p{color:#536176}.article-shell{background:#fff}.article-hero{background:linear-gradient(120deg,#fff,#f8faff);isolation:isolate;position:relative}.article-hero:before{content:'';position:absolute;inset:0;pointer-events:none;z-index:-1;background:repeating-radial-gradient(ellipse at 100% -70%,transparent 0 95px,#174bdf07 96px 97px,transparent 98px 160px)}.article-meta{color:#66748a}.aside-card{background:#fff;color:#1b2230;border:1px solid #d7e1ef;box-shadow:0 15px 40px #20365e0a}.aside-card .eyebrow{color:#174bdf}.aside-card p{color:#536176}.aside-card small{color:#66748a}
.site-footer{background:#fff;color:#536176;border-top:1px solid #dce4ef}.footer-top,.footer-bottom{border-color:#dce4ef}.footer-top h2,.footer-links strong{color:#1b2230}.footer-grid p,.footer-bottom{color:#66748a}.footer-links a:hover{color:#174bdf}.mobile-cta{background:#fffffff5;border-color:#d6dfed;color:#1b2230;box-shadow:0 -5px 25px #20365e0b}dialog{background:#fff}.modal-cover img{background:transparent}.modal-cover .eyebrow{color:#174bdf}
@media(max-width:1000px){.main-nav{background:#fff;border-color:#dce4ef;box-shadow:0 16px 28px #20365e0c}.main-nav>a{background:#f6f8fc;color:#344259}.main-nav>a:hover{background:#edf3ff;color:#174bdf}}
@media(max-width:800px){.calc-result{border-top-color:#dce4ef}}
@media(max-width:600px){.home-hero:before{inset:-100px -130px 0 0;opacity:.75}.article-hero:before{opacity:.7}.task-display,.income-calculator,.end-lead{box-shadow:none}}